Serving Indigenous communities across Alberta
Niwihcihaw has provided affordable loans and financial support to First Nations people for over 30 years. We are First Nations-owned, community-focused, and here for you.

Getting a loan is straightforward. Here's what to expect.
You must be an Ermineskin Cree Nation member, 18 or older, and employed for at least one year.
Call us or visit the office to meet with our General Manager. All loans are approved in person.
Once approved, your loan is ready within 3 to 5 business days.
Access up to $35,000 for personal needs. Repaid through convenient payroll deduction.
Through a partnership with the Credit Counselling Society (CCS), Niwihcihaw Acceptance Ltd. (NAL) provides clients with access to free, independent credit counselling and financial education services.
Bear Hills. Home of the Ermineskin Cree Nation and the Four Nations of Treaty Six.
Niwihcihaw Acceptance has been helping Ermineskin Cree Nation members access fair, straightforward loans since 1987. If you're employed and a First Nations band member, you may qualify.